{"id":1402,"date":"2025-10-24T08:09:31","date_gmt":"2025-10-24T08:09:31","guid":{"rendered":"https:\/\/vlogismos.gr\/services\/extrajudicial-debt-settlement\/"},"modified":"2026-02-04T13:01:57","modified_gmt":"2026-02-04T13:01:57","slug":"extrajudicial-debt-settlement","status":"publish","type":"page","link":"https:\/\/vlogismos.gr\/en\/services\/extrajudicial-debt-settlement\/","title":{"rendered":"Extrajudicial Debt Settlement"},"content":{"rendered":"\t\t
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Extrajudicial Debt Settlement<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\tHome<\/a> – \nServices<\/a> – \nExtrajudicial Debt Settlement\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Don\u2019t leave your finances to chance.\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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The right guidance makes all the difference. Contact us to find the solution that fits you. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tContact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Accounting\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Out-of-Court Debt Settlement Mechanism<\/h3>\t\t\t\t<\/div>\n\t\t\t\t
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Out-of-Court Settlement<\/a> is one of the most important tools established by the State to address private debt. Out-of-Court Settlement<\/a> is a modern, institutionalized process that allows individuals, professionals, and businesses to settle their debts to the State, Social Security Funds, and Banks \u2014 without the need for court proceedings.
Simply put, it offers a fair and structured way to bring order to financial obligations through a fully electronic, transparent, and hassle-free procedure. <\/p>

Through the platform of the Special Secretariat for Private Debt Management, each applicant can submit a request to have their financial situation assessed as a whole.
The system automatically processes the data of the debtor, co-debtors, and guarantors, proposing realistic settlement solutions based on objective criteria.
These proposals may include favorable repayment terms<\/strong>, reduced interest rates<\/strong>, and even partial debt write-offs<\/strong> \u2014 both on the principal and on interest or surcharges. <\/p>

One of the key advantages of the Out-of-Court Settlement<\/a> is its speed and transparency<\/strong>.
All stages are carried out digitally, without human intervention, ensuring equal opportunities and objectivity for all applicants. The debtor has a clear view of the total amount owed, the portion that may be written off, and the new repayment plan \u2014 which can extend up to 240 installments for the State <\/strong>or 420 installments for bank loans<\/strong>.
At the same time, the debtor\u2019s assets are protected from seizures or auctions, offering individuals and professionals the necessary time and space to regain their financial balance.<\/p>

The Out-of-Court Debt Settlement<\/a> Mechanism aims not only at a temporary arrangement of debts, but at a true financial restart <\/strong>for the debtor.
With proper guidance and the support of experienced professionals, every citizen can regain control of their finances,<\/strong> organize their obligations sustainably, and plan for their future safely and confidently. <\/p>

Our office guides you step by step through the entire process \u2014 from gathering the required documents and submitting the application, to finalizing the settlement. With responsibility, discretion, and full knowledge of the procedure, we help you take full advantage of the mechanism\u2019s benefits, aiming for a sustainable solution to your debts and a complete financial recovery<\/strong>. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

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The process includes<\/h3>\t\t\t\t<\/div>\n\t\t
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